How to Pay Amazon with M-Pesa GlobalPay: A Step-by-Step Guide
Ever found yourself staring at your online shopping cart, heart pounding, only to be met with the dreaded “payment declined” message? Fear not, Kenyan online shoppers! M-Pesa GlobalPay is here to save the day. This virtual Visa card is your secret weapon for conquering the online shopping jungle. Common Issues with Kenyan Bank Cards When…
Ever found yourself staring at your online shopping cart, heart pounding, only to be met with the dreaded “payment declined” message? Fear not, Kenyan online shoppers! M-Pesa GlobalPay is here to save the day. This virtual Visa card is your secret weapon for conquering the online shopping jungle.
Common Issues with Kenyan Bank Cards
When venturing into the online shopping realm with your Kenyan bank card, you might encounter a few stumbling blocks. Here’s a breakdown of common challenges:
Insufficient Funds: Ensure your bank account is well-stocked to avoid any embarrassing “declined” moments.
Expired Cards: Keep an eye on your card’s expiration date. Kenyan banks are usually pretty good at sending friendly reminders, but it’s always a good practice to double-check.
Security Measures: Your bank’s security systems might flag your transaction as suspicious, especially if you’re making a purchase from a new merchant or in a foreign currency.
Troubleshooting Tips: Declined Bank Card At Checkout
If your card gets a red card (pun intended), here’s what you can do:
Check Your Balance: A quick glance at your account balance can rule out insufficient funds.
Verify Card Validity: Ensure your card hasn’t expired.
Contact Your Bank: Give your bank a call. Their customer service team can shed light on the issue and help you resolve it.
M-Pesa GlobalPay: Your Digital Backup
If traditional bank cards are giving you trouble, M-Pesa GlobalPay is your digital knight in shining armor. This virtual Visa card can be used for online purchases, giving you a reliable alternative when your bank card is hard to get.
By understanding common card decline issues and exploring alternative payment options like M-Pesa GlobalPay, you can confidently navigate the digital jungle of online shopping. Let us get right into it!
What is the M-PESA GlobalPay Virtual Visa Card?
A digital (virtual) Visa card linked to your M-PESA mobile money wallet.
Works like a regular Visa card but can only be used to pay online.
Has the same features as a physical Visa card, including a 16-digit card number, expiry date, and CVV number.
Allows you to make payments to international online merchants, including Amazon.
It can be used to pay for goods and services online without needing a physical card.
Getting Started with M-PESA GlobalPay Virtual Visa Card
Must be a Safaricom subscriber with an active M-PESA account.
Can request the virtual Visa card through USSD or the M-PESA mobile app.
Download and install the M-PESA app on your mobile device to access the virtual card.
Follow the steps to get the virtual Visa card through the app or USSD.
Join the GlobalPay service via GlobalPay Mini-App on M-PESA App.
On M-PESA APP:
▪ Log in to your M-PESA APP.
▪ Select the Grow Tab.
▪ Select the GlobalPay tab to activate your M-PESA GlobalPay.
▪ Select your card color.
▪ Enter PIN.
▪ You will receive an SMS with the card number and expiry.
Using M-PESA GlobalPay Virtual Visa Card for Online Payments
Use your M-PESA GlobalPay virtual Visa card like a physical Visa card when paying for goods and services online.
Enter your card number, expiration date, and CVV number during checkout.
Choose Visa as your payment method and enter the card details.
Can be used to pay for subscriptions, online shopping, and other international online transactions.
Step-by-Step Guide to Paying Amazon with M-PESA
Log in to your Amazon account, shop for your desired item(s), add to your cart or ‘Buy Now’, and add the M-PESA GlobalPay virtual Visa card as a payment method.
Select the virtual Visa card as your payment method during checkout.
Enter your card details, including the 16-digit card number, expiry date, and CVV number.
Confirm your payment and complete the transaction.
M-PESA GlobalPay Virtual Visa Card Details
The M-PESA GlobalPay virtual Visa card has a maximum transaction limit of Ksh 150,000.
The daily spending limit is Ksh 300,000.
The minimum charge is pegged at $1, but its Ksh equivalent changes with exchange rate movement.
The card attracts a 3.5% foreign currency conversion charge on the transaction value.
Scenario:
Let’s say you’re a Kenyan living in Nairobi, and you’ve been eyeing a trendy handbag from Amazon UK. The bag costs £150. You decide to use your M-PESA GlobalPay virtual Visa card to make the purchase.
Calculations:
Conversion Rate: Let’s assume the current exchange rate is Ksh 160 to £1.
Total Cost in Kenyan Shillings: £150 * Ksh 160/£ = Ksh 24,000
Foreign Currency Conversion Charge: Ksh 24,000 * 3.5% = Ksh 840
Total Cost with Charge: Ksh 24,000 + Ksh 840 = Ksh 24,840
Transaction Limits:
Transaction Limit: Since the total cost (Ksh 24,840) is below the maximum transaction limit of Ksh 150,000, you can proceed with the purchase.
Daily Spending Limit: Assuming this is your only transaction for the day, you’re well within the daily spending limit of Ksh 300,000.
Minimum Charge: The minimum charge of $1 is equivalent to Ksh 160 at the current exchange rate. Since the transaction value is significantly higher than the minimum charge, it’s not applicable in this case.
Conclusion:
Using your M-PESA GlobalPay virtual Visa card, you can easily purchase the handbag from the UK online store for a total cost of Ksh 24,840, including the foreign currency conversion charge. The transaction is well within your card’s limits, making it a convenient and secure way to shop internationally.
Troubleshooting M-PESA GlobalPay Virtual Visa Card Issues
If you encounter issues with your virtual Visa card, contact Safaricom Customer Care for assistance.
Can also use the M-PESA app to troubleshoot and resolve issues with your virtual card.
Make sure to check your card details and ensure that you have sufficient funds in your M-PESA account.
Traditional Bank Cards vs. M-Pesa GlobalPay: A Face-Off
While traditional bank cards have long been the go-to payment method, M-Pesa GlobalPay offers several advantages:
No Physical Card Needed: Say goodbye to the hassle of carrying a physical card. M-Pesa GlobalPay is always at your fingertips.
Enhanced Security: Your M-Pesa GlobalPay card is linked directly to your M-Pesa account, providing an extra layer of security.
Global Reach: Use M-Pesa GlobalPay to make online purchases from merchants worldwide.
Convenience: Easily manage your transactions and track your spending through the M-Pesa app.
While traditional bank cards offer convenience and rewards, M-Pesa GlobalPay provides a secure and versatile alternative, especially for online shopping.
Benefits of Using M-PESA GlobalPay Virtual Visa Card
Convenient and secure way to make online payments.
No need to carry a physical card or worry about card skimming.
Can be used to pay for international online transactions, including Amazon.
Earn rewards and discounts on your transactions.
Shipping Your Amazon Goodies to Kenya
Once you’ve conquered the payment hurdle, it’s time to bring your Amazon treasures home to Kenya. Arab Africa Cargo is your trusted partner for seamless shipping from Amazon to Kenya.
Why Choose Arab Africa Cargo?
Hassle-Free Shipping: We handle all the shipping logistics, from customs clearance to door-to-door delivery.
Consolidated Shipments: Combine multiple purchases into one shipment to save on costs.
Door-to-Door Delivery: We deliver your Amazon goods right to your doorstep, no matter where you are in Kenya. Whether you’re in Nakuru, Eldoret, Mombasa, Kisumu, or anywhere in Kenya, we have got you covered.
Fast and Reliable: Our weekly air cargo service ensures timely delivery.
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Conclusion
The M-PESA GlobalPay virtual Visa card is a convenient and secure way to make online payments, including Amazon.
With its ease of use and flexibility, it’s an ideal payment method for online shoppers.
Make sure to follow the step-by-step guide to get started with your M-PESA GlobalPay virtual Visa card today!
Enjoy the Convenience of Online Shopping with Arab Africa Cargo
With Arab Africa Cargo, you can shop on Amazon with confidence, knowing that your purchases will be delivered safely and efficiently. Let us handle the shipping so you can focus on enjoying your online shopping experience.
Contact us today to learn more and get started!
FAQs
How can I access the M-PESA GlobalPay service?
To activate your M-PESA GlobalPay virtual Visa card, simply login to your M-PESA app and navigate to the “Grow” tab. From there, select “GlobalPay” and follow the on-screen instructions. You’ll be asked to choose a card color and enter your M-PESA PIN. Once activated, you’ll receive an SMS with your card number and expiration date. It’s that easy!
What are the charges for using the M-PESA GlobalPay service?
Safaricom charges a 3.5% foreign exchange markup on international transactions. This fee is based on the exchange rate between Kenyan Shillings (KSh) and the currency used for your purchase. There are no additional charges for using M-PESA GlobalPay. No M-Pesa transaction cost!
Does my GlobalPay Card have an expiration date?
Yes, your GlobalPay Card has a three-year expiration date. You’ll receive timely notifications to remind you of the upcoming expiration, including alerts one month, seven days, three days, and one day before the card expires.
Can I use my M-PESA GlobalPay Visa virtual card to pay for purchases on any online merchant website?
While you can use your M-PESA GlobalPay card for many international online purchases, it’s not compatible with all online merchants. You can use it for transactions with major international brands that accept Visa cards, such as Netflix, Amazon, and AliExpress. However, for local online merchants like Jumia, you’ll need to use the Lipa na M-PESA option.
